Banks' assessment of business climate worsened at the beginning of 2013. However, the forecasts turned out to be more optimistic. The index of business climate assessment fell to -0.3 from the previous mark of zero, and the index of expected changes grew from -0.18 in September 2012 to 0.22 in February 2013. Most banks plan to reduce deposits interest rates. Also, a part of the banks intend to reduce interest rates for loans.
