According to the banks, business climate showed no significant changes during 2009. The index of business climate assessment remains at -0.5, close to that of -0.57 for the results of the previous poll. Again, none of the banks evaluates business climate positively. Half of the banks judges it as satisfactory, the other half, as negative. Compared with the 1st quarter of 2009, the balance shifted towards neutral assessments. At the beginning of this year, 42.9% of the banks evaluated business climate as satisfactory and 57.1% as bad. Similarly to the current survey, no banks assessed it positively.